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Social Security Maximization
Get the Most Out of Your Social Security
Understanding Your Social Security Benefits
For many people, Social Security is an important part of their retirement income. After all, you earned it over the course of your career so you should enjoy it—and maximize it whenever possible. What do we mean by that? For starters, your monthly benefit amount is determined by several factors: your earnings while you were working, your age, timing and the way you choose to file for benefits.
Investing in Your Future, Together
At Advantage Retirement, Inc, we are up to date on the details of Social Security so we can guide our clients through their options and deadlines. For instance, we can help clients explore the answers to these questions:
- Do you want to file for benefits early, at full retirement age or past that date to increase your benefit?
- Do you want to file on your own or under a spouse or previous spouse? There are several ways to file, and all can impact your benefit amount.
- Have you worked 35 years or more? Or do you need to keep working longer?
- Are you aware of how your Social Security benefit is taxed, based on your income?
If you are thinking about filing, talk with us first about strategies to help you maximize your Social Security benefit.